Aerial view of a Texas residential neighborhood with a city skyline on the horizon at golden hour
Established 1917 · Austin, Texas

The Voice of
Mortgage Banking
in Texas.

TMBA is the statewide home for mortgage banking professionals, connecting industry leaders with the news, advocacy, education, and regulatory insight shaping housing finance across Texas.

From the Capitol to the closing table, TMBA keeps the industry informed, connected, and heard.

On the Desk
Concept Preview
  • Capitol
    90th Legislature planning and session priorities.
  • Markets
    Mortgage rate trends and weekly benchmark watch.
  • Regulatory
    Regulatory watch across state and federal agencies.
  • Education
    Member education programs and upcoming webinars.
  • Housing
    Housing affordability across Texas markets.
Mortgage Rate Watch

National benchmark rates.

National mortgage rate benchmarks are provided for market context and updated through FRED, Federal Reserve Bank of St. Louis.

View source on FRED →
Demo display — live FRED integration available
30-Year Fixed Mortgage Average
6.82%
0.04 pts
National average · week-over-week change
15-Year Fixed Mortgage Average
6.05%
0.03 pts
National average · week-over-week change
Market Context · 10-Year Treasury Yield
4.31%
Federal Reserve H.15 · May 8, 2026
Market Context · Bank Prime Loan Rate
7.50%
Federal Reserve H.15 · May 8, 2026
Source: FRED, Federal Reserve Bank of St. Louis · Week ending May 8, 2026Updated weekly

Source: FRED, Federal Reserve Bank of St. Louis. Mortgage rate source data comes from the Primary Mortgage Market Survey. National averages for market context only. Not a loan offer or rate quote.

Latest Mortgage News

What the industry is reading this week.

Texas / TMBA column shows sample content for concept purposes.

Nationalvia mba.org

National Industry News

Mortgage applications, market commentary, and weekly research from the Mortgage Bankers Association.

Visit MBA News & Research
Texas / TMBAfrom the association

Texas & TMBA Updates

  • AdvocacyConcept

    90th Legislature planning and session priorities.

  • RegulatoryConcept

    Regulatory watch across state and federal mortgage agencies.

  • EventsConcept

    Member education programs and upcoming TMBA events.

  • TexasConcept

    Housing affordability and Texas market trends.

Advocacy Snapshot · 90th Texas Legislature

Counting down to gavel-in.

TMBA represents Texas mortgage banking at the Capitol. Here are the dates that matter ahead of the 90th Legislature — and how members can get involved.

183
Days
17
Hours
17
Minutes
14
Seconds
Until gavel-in · January 12, 2027 · 12:00 PM CT
  1. Nov 9, 2026
    Bill filing opens
  2. Jan 12, 2027
    90th Legislature convenes
  3. Mar 12, 2027
    Bill filing deadline
  4. May 31, 2027
    Sine die
Events & Education

Featured TMBA Events

Signature conferences and housing conversations for Texas mortgage banking professionals.

  • Nov 16
    2026
    Summit

    Texas Housing Summit

    LBJ Library · Austin, TX
    Event details →
  • Feb 7–9
    2027
    Conference

    Southern Secondary Market Conference

    Marriott Marquis · Houston, TX
    Event details →
  • Apr 25–27
    2027
    Convention

    111th Annual Convention

    Hyatt Regency Hill Country · San Antonio, TX
    Event details →
Education
Webinars for Texas mortgage banking professionals.
View webinars →