Mortgage Rate Watch
National benchmark rates.
National mortgage rate benchmarks are provided for market context and updated through FRED, Federal Reserve Bank of St. Louis.
View source on FRED →Demo display — live FRED integration available
30-Year Fixed Mortgage Average
6.82%
▼ 0.04 ptsNational average · week-over-week change
15-Year Fixed Mortgage Average
6.05%
▼ 0.03 ptsNational average · week-over-week change
Market Context · 10-Year Treasury Yield
4.31%
Federal Reserve H.15 · May 8, 2026
Market Context · Bank Prime Loan Rate
7.50%
Federal Reserve H.15 · May 8, 2026
Source: FRED, Federal Reserve Bank of St. Louis · Week ending May 8, 2026Updated weekly
Source: FRED, Federal Reserve Bank of St. Louis. Mortgage rate source data comes from the Primary Mortgage Market Survey. National averages for market context only. Not a loan offer or rate quote.
Latest Mortgage News
What the industry is reading this week.
Texas / TMBA column shows sample content for concept purposes.
Nationalvia mba.org
National Industry News
Mortgage applications, market commentary, and weekly research from the Mortgage Bankers Association.
Visit MBA News & Research →Texas / TMBAfrom the association
Texas & TMBA Updates
- AdvocacyConcept
90th Legislature planning and session priorities.
- RegulatoryConcept
Regulatory watch across state and federal mortgage agencies.
- EventsConcept
Member education programs and upcoming TMBA events.
- TexasConcept
Housing affordability and Texas market trends.